Who Needs it?

Builders Warranty Insurance (also known as “Residential Warranty Insurance” or “Home Warranty Insurance”) is a legislative requirement under State/Territory law for any contracts works over $12,000.

All domestic building work above $16,000 must be covered by Home Warranty insurance.


  • Peace of Mind: Homeowners invest a significant amount of money in their properties. A builders warranty provides assurance that their investment is protected against defects in materials and workmanship.
  • Protection Against Unexpected Costs: Unexpected repairs can be financially burdensome. A builders warranty helps homeowners avoid these costs by covering eligible repairs and replacements.
  • Resale Value: Having a builders warranty can enhance the resale value of a home, providing potential buyers with confidence in the quality and reliability of the property.

Builders and Contractors:

  • Professionalism: Offering a builders warranty demonstrates professionalism and commitment to quality construction. It instills trust in clients and sets you apart from competitors.
  • Risk Mitigation: Even the most skilled builders encounter issues beyond their control. A builders warranty mitigates risk by providing a safety net for both the builder and the homeowner.
  • Legal Compliance: In many jurisdictions, offering a builders warranty is a legal requirement for construction projects. It ensures compliance with local regulations and protects against potential legal disputes.

Real Estate Developers:

  • Marketability: Properties backed by a builders warranty are more attractive to prospective buyers or tenants. It serves as a valuable selling point and differentiator in a competitive market.
  • Brand Reputation: A strong brand reputation is essential for real estate developers. Offering a builders warranty reinforces your commitment to quality and customer satisfaction, enhancing your brand image.
  • Long-Term Investment Protection: Builders warranties provide long-term protection against defects, reducing the likelihood of costly repairs and minimizing potential liabilities.

Homebuyers and Investors:

  • Investment Protection: Whether purchasing a primary residence or an investment property, buyers want assurance that their investment is protected. A builders warranty provides that peace of mind, ensuring that any unforeseen issues are addressed promptly and efficiently.
  • Quality Assurance: Buying a new construction property is a significant investment. A builders warranty offers assurance that the property is built to high standards and backed by a commitment to quality craftsmanship.
  • Financial Security: The financial implications of unexpected repairs can be daunting. With a builders warranty, buyers can rest assured that eligible repairs and replacements are covered, minimizing financial risk.

Should your annual turnover exceed $5m AUD where it was not previously, or should you require changes to limits or other general information on your Builder Profile you are able to request these changes to you profile using our Online Form.